FICO-911 is an elite financial service. It is the most powerful service of its kind and can be found nowhere else but through us. It was designed exclusively for the individual who seeks to unlock their true financial potential.

In our world today your FICO score is your financial integrity in the eyes of any creditor. No other factor has more affect on whether you are declined or approved, the interest rates you will pay, the amount of credit you are extended, and the overall respect you are given in the financial world. The lower your FICO score is the more stress, anxiety, and negativity you tend to experience in life, as with also draining your cash reserves ie. Peace of Mind. Financial Balance Sheet and overall Power! In contrast, the higher your score and greater you credit worthiness the more free you are to make sound financial decisions, and serious financial progress in life. We all make mistakes. The credit bureaus feel you should live with those mistakes for the next 7 to 10 years MINIMUM! (We have seen Items as old as 28 years on a credit report!) and that you should pay thousands upon thousands of dollars in unnecessary increased interest. We don't! 

We DELETE  DEROGATORY from your credit profile! We create seasoned PERSONAL & BUSINESS FINANCIAL PORTFOLIOS with no derogatory!

We are NOT a credit repair company. We work directly through the creditors vs. going through the credit bureaus. We remove Derogatory Items on the Average of 3-5 days flat! We do all the work for you!

NOTE: PAID collections, PAID tax liens, PAID judgments are still DEROGATORY credit seriously DAMAGING your score. It is a common MYTH just because the Items are paid they are no longer considered Derogatory when in fact it raises a major flag with any bank or creditor! There is no such thing as a perfect payment history on a tax lien, collection, or judgment. The fact that they exist on your report is derogatory credit. They must be removed! 

Is It Legal? Yes, and here's why... A commonly circulated myth is that credit bureaus were created by the federal government, and are thereby backed by a vast array of laws meant to protect creditors. This is an absolute falsehood. Credit bureaus are no more "federal" than Federal Express and Experian, Trans Union, Equifax, & Dunn & BradStreet have absolutely nothing to do with City, State, Local or Federal Governments. They are simply private companies publicly traded on the New York Stock Exchange! They exist for one primary reason…to make money. This is accomplished by selling information about you– information they never bothered to ensure was accurate. While it is true that the federal government has enacted laws regarding credit reporting, these laws have almost always been in favor of the consumer by restricting the all too often heavily abused power of these private sector companies. 

We don’t argue with what the bank wants to see, we show them what they want to see!